FEGLI IN RETIREMENT

What Most Federal Employees Don’t Know

FEGLI feels simple… until retirement.

Then reality sets in:

Premiums increase every 5 years
Costs can rise dramatically after age 60
You could pay thousands more over time
Coverage often lacks flexibility

And most people never run the numbers.

Sound Familiar?

“I’ve just always kept FEGLI”
“I assumed it was the best option”
“I’ve never actually compared it to anything else”

If that’s you, you’re not alone.

But staying uninformed could cost you.

You Have Options, But Timing Matters

Depending on your age and health, you may be able to:

Lock in lower premiums for life
Get more coverage for the same cost
Avoid future rate increases
Customize your plan for retirement

The key is reviewing your options before rates increase further